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Budget

How to Lower Your Electric Bill

The five changes that actually move the number, and the assistance that exists when they're not enough.

6 min de leitura· Última atualização: 2026-08-14· Pela equipe editorial, revisado com base nas fontes abaixo ·
Resposta rápidaHeating and cooling are roughly half of a typical home's energy use, so the thermostat is the biggest lever: the Department of Energy estimates up to about 10% a year from a 7-10°F setback for 8 hours a day. After that: water heating, laundry habits, LED bulbs, and phantom loads. If the bill is unpayable, LIHEAP and utility payment plans exist for exactly that.
A hand adjusting a wall thermostat

Por que isso importa

Utilities are one of the few bills you can cut this week without calling anyone or canceling anything — and the savings repeat every single month afterward.

Os passos

1

Work the thermostat hardest

Set a schedule: cooler while asleep and away in winter, warmer in summer. A 7-10°F setback for 8 hours a day saves up to about 10% per the DOE. A $25 programmable thermostat does it without your memory involved.

2

Turn the water heater down to 120°F

Water heating is a large share of home energy. 120°F is the DOE-suggested setting for most homes — safer, and it stops paying to keep unused water extra hot.

3

Wash cold, dry smart

Most washer energy heats water; cold cycles clean modern detergents fine. Clean the dryer lint screen every load, and hang-dry what you can.

4

Swap the five most-used bulbs to LED

LEDs use at least 75% less energy than incandescents and last years longer. Start with the kitchen and living room, not the closet.

5

Kill phantom loads

TVs, consoles and chargers draw power while off. One switching power strip in the entertainment corner ends it.

6

If the bill is a hardship, say so

Call the utility and ask for a payment plan and their hardship programs before the due date. Then check LIHEAP — federal help with energy bills through your state — and dial 211 for local funds.

Worked example: $180/month bill

Thermostat schedule (up to ~10% of the bill)up to about $18/month
Cold-wash laundry + full loads$5-$10/month
Five LED swaps$3-$8/month
Power strip on the TV corner$2-$5/month
Realistic total$25-$40/month — $300-$480 a year

Erros comuns

O que fazer a seguir

Set the thermostat schedule tonight, then check whether you may qualify for LIHEAP or your utility's own assistance — links on our Utilities help page.

Calculadoras relacionadas

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Fontes

DOE — Programmable thermostats (savings estimate) · DOE — LED lighting · DOE — Water heating: 120°F · HHS — LIHEAP