Calculator
Credit Card Interest Calculator
What a balance really costs at your APR — and what doubling the payment changes.
Results
Worked example
Time to pay off4 years 4 months
around December 2030
Total interest$1,679
on a $3,000 balance at 22.0%
Total paid$4,679
Doubling the payment to $1801 year 9 months
interest drops to $613 — saving $1,066
Rough daily cost right now: about $1.81 per day in interest.
Assumes no new charges. A payoff with active spending is a treadmill.