Calculator
Rent Affordability Calculator
The 30% guideline, the conservative line, and the landlord screen — on your income.
Results
Worked example
30% guideline ceiling$1,290
on $4,300 gross monthly income
More conservative 25%$1,075
leaves room for saving in expensive months
Common landlord screen$1,433
many applications require rent ≤ 1/3 of gross income
Federal housing agencies call paying over 30% of income 'cost-burdened' and over 50% 'severely cost-burdened' — descriptions, not verdicts. In expensive metros many careful people run higher and budget wants deliberately around it.
Count the full cost of an address: utilities, renter's insurance, parking, and the commute it creates.