Política de Privacidade

Last updated: 2026-08-14

A versão resumida

This site is designed to need almost nothing from you. No account exists. Calculator inputs travel in the page address and are computed per-request; we do not store them. Your Money Plan answers are computed on the page and stored nowhere. The Ask feature sends your question to an AI model to compose an answer from our own content and does not store the question.

O que fica armazenado, exatamente

• Somente no seu navegador: your theme choice, language, and ★ saved pages live in your browser's local storage. Clearing browser data removes them. The language choice also sets a small preference cookie so pages load in your language.
• Se você nos escrever: the contact form stores your message and, if you provide one, your email — used only to respond.
• Se você assinar: your email address, used only for the updates you signed up for; write to us any time to be removed.
• Registros do servidor: standard, short-lived technical logs (IP, path, time) for security and rate-limiting.

Cookies de publicidade (divulgação)

If clearly-labeled advertising (such as Google AdSense) is enabled in the future, ad vendors may use cookies or similar technologies to serve and measure ads, including personalized ads where law and your settings permit; Google's use of advertising cookies is described at Google's Ads settings pages, and non-personalized options exist. Today, no advertising cookies are set by this site. This paragraph exists so the policy will not silently change meaning later.

O que nunca fazemos

No selling of personal information. No third-party analytics trackers. No requirement to identify yourself to use any tool. No storage of your financial figures.

Suas escolhas

Use the site without JavaScript (core pages still render), clear local storage at will, and contact us for deletion of any contact-form or subscriber record: /contact.