Calculadora
Loan Payment Calculator
Monthly payment and total interest for any fixed-rate loan.
A fixed-rate loan splits every payment between interest and principal. Interest is charged on what is still owed, so early payments are mostly interest and later ones are mostly principal, even though the payment never changes.
Stretching the term lowers the monthly payment and raises the total interest, because you are borrowing the same money for longer. Both numbers are below: it is worth looking at them together rather than at the payment alone.
Resultados
Tus resultados aparecerán aquí.
Escribe tus números a la izquierda y presiona Calcular. Nada de lo que ingresas se guarda.
Ver un ejemplo resuelto
Cifras de ejemplo
- Loan amount$15,000
- APR (%)8%
- Term (years)5
Resultados de ejemplo
Monthly payment$304.15
$15,000 at 8.0% for 5 years
Total interest$3,249
Total paid$18,249
Same loan over 3 years instead$470.05/month
total interest $1,922, saving $1,327
Principal and interest only; car/home loans add insurance, taxes or fees on top.
Judge loans by TOTAL cost, not monthly payment. Longer terms hide cost inside comfort.
Tus resultados aparecerán aquí.
Escribe tus números a la izquierda y presiona Calcular. Nada de lo que ingresas se guarda.
Para calcular, completa:
Escribe 0 donde algo no aplique.