Calculadora
Loan Payment Calculator
Monthly payment and total interest for any fixed-rate loan.
A fixed-rate loan splits every payment between interest and principal. Interest is charged on what is still owed, so early payments are mostly interest and later ones are mostly principal, even though the payment never changes.
Stretching the term lowers the monthly payment and raises the total interest, because you are borrowing the same money for longer. Both numbers are below: it is worth looking at them together rather than at the payment alone.
Resultados
Seus resultados aparecerão aqui.
Digite seus números à esquerda e clique em Calcular. Nada do que você digitar é salvo.
Ver um exemplo resolvido
Valores de exemplo
- Loan amount$15,000
- APR (%)8%
- Term (years)5
Resultados de exemplo
Monthly payment$304.15
$15,000 at 8.0% for 5 years
Total interest$3,249
Total paid$18,249
Same loan over 3 years instead$470.05/month
total interest $1,922, saving $1,327
Principal and interest only; car/home loans add insurance, taxes or fees on top.
Judge loans by TOTAL cost, not monthly payment. Longer terms hide cost inside comfort.
Seus resultados aparecerão aqui.
Digite seus números à esquerda e clique em Calcular. Nada do que você digitar é salvo.
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