Savings Goal Calculator

Any target becomes a monthly number and an honest date.

Working backwards from a target and a date turns a wish into a monthly number you can either afford or not. If you cannot, the honest options are a later date, a smaller target, or more income; the arithmetic does not offer a fourth.

Over a horizon of a year or two, interest barely moves the answer. The monthly amount and the deadline do almost all of the work.

Results

Your results will appear here.

Type your numbers on the left and press Calculate. Nothing you enter is saved.

See a worked example

Example figures

Goal amount$2,400
Saved so far$300
Monthly saving$150

Example results

Goal$2,400

Saved so far$300

Still to save$2,100

At $150/month1 year 2 months around December 2027

To finish in 6 months instead$350/month

Automate the transfer on payday and this page becomes a certificate, not a plan.

Keep going Goals that actually happen