計算ツール
Where Did My Money Go?
Last month's real spending, ranked — the 10-minute forensic that finds the leaks.
結果
具体的な計算例
Income$3,200
Tracked spending$3,222
Left over on paper-$22
Biggest line: Housing (rent/mortgage) at $1,150 (36% of income). Big lines move budgets; small lines move moods — optimize in that order.
Top three categories are $2,100 — 65% of tracked spending. One change in a top-three category outweighs five small vows.
| Category | Last month | % of income |
|---|---|---|
| Housing (rent/mortgage) | $1,150 | 35.9% |
| Food & groceries | $610 | 19.1% |
| Entertainment & dining | $340 | 10.6% |
| Transportation | $280 | 8.8% |
| Utilities | $230 | 7.2% |
| Other spending | $190 | 5.9% |
| Insurance | $180 | 5.6% |
| Debt payments | $180 | 5.6% |
| Subscriptions | $62 | 1.9% |