计算器
Where Did My Money Go?
Last month's real spending, ranked: the 10-minute forensic that finds the leaks.
This is a backward-looking exercise, not a plan. Take last month's statements and sort the real transactions into categories, because the gap between what people believe they spend and what the statement says is usually concentrated in two or three lines.
Sort by total rather than by how the spending felt. Frequent small charges add up quietly, and a single large one can dominate a category without being a habit worth changing.
结果
你的结果将显示在这里。
在左侧输入你的数字，然后点击"计算"。你填写的内容不会被保存。
看一个实例演示
示例数据
- Money that came in last month$3,200
- Housing (rent/mortgage)$1,150
- Utilities$230
- Food & groceries$610
- Transportation$280
- Insurance$180
- Childcare$0
- Debt payments$180
- Subscriptions$62
- Entertainment & dining$340
- Other spending$190
示例结果
Income$3,200
Tracked spending$3,222
Left over on paper-$22
Biggest line: Housing (rent/mortgage) at $1,150 (36% of income). Big lines move budgets; small lines move moods; optimize in that order.
Top three categories are $2,100: 65% of tracked spending. One change in a top-three category outweighs five small vows.
| Category | Last month | % of income |
|---|---|---|
| Housing (rent/mortgage) | $1,150 | 35.9% |
| Food & groceries | $610 | 19.1% |
| Entertainment & dining | $340 | 10.6% |
| Transportation | $280 | 8.8% |
| Utilities | $230 | 7.2% |
| Other spending | $190 | 5.9% |
| Insurance | $180 | 5.6% |
| Debt payments | $180 | 5.6% |
| Subscriptions | $62 | 1.9% |
你的结果将显示在这里。
在左侧输入你的数字，然后点击"计算"。你填写的内容不会被保存。
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如某项不适用，请填 0。