Start online purchases at a cashback portal
Click through from the portal and 1-10% of the purchase returns to you. Identical price, extra step, real money.
Receipt-scan apps for groceries
Scan receipts, match offers, cash out. $5-$15/month as a habit; route it to savings automatically.
Card-linked offers in your bank app
Banks embed activate-and-earn merchant offers — free stacking on cards you already use.
Sweep cashback to savings
Rebates respent are rebates deleted. Auto-transfer every payout to the emergency fund.