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समझदारी से खर्च करें। ज़्यादा बचाएँ। कम कर्ज रखें। यहीं से शुरुआत करें।
A community volunteer helping a visitor at a desk

संसाधन

सरकारी मदद की डायरेक्टरी।

पंद्रह श्रेणियों में सरकारी कार्यक्रम और स्थापित गैर-लाभकारी संस्थाएँ — खोज योग्य, तारीख सहित, और टूटे लिंक के लिए हर हफ्ते दोबारा जाँचे गए।

You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

USAGov benefits finderGSA

सरकारी सहायता आधिकारिक

The federal government's plain-language index of benefit programs (successor to Benefits.gov) — food, housing, health, cash, disability.

कौन: Everyone; it's a directory.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

211United Way / local agencies

सरकारी सहायता आधिकारिक

One free, confidential call or website connecting you to local help: food, rent, utilities, shelter, childcare, crisis support. Available across most of the United States, in many languages, usually 24/7.

कौन: Everyone. No eligibility — it's a navigator, not a benefit.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Findhelp (formerly Aunt Bertha)Established nonprofit network

सरकारी सहायता Nonprofit

ZIP-code search across food, housing, transit, care and legal programs — the widest local-program index outside 211.

कौन: Everyone; it's a directory.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

TANF (cash assistance)HHS, run by states

सरकारी सहायता आधिकारिक

Temporary monthly cash help for very-low-income families with children, plus work-support services. Amounts and rules vary widely by state.

कौन: Families with children under strict state income limits. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Community action agenciesLocal nonprofits (CSBG-funded)

सरकारी सहायता Nonprofit

County-level agencies bundling emergency funds, utility help, weatherization, job programs, childcare and more under one roof.

कौन: Varies by program; the intake call sorts it.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

SNAP (food stamps)USDA, run by states

खाना आधिकारिक

Monthly grocery money on an EBT card, usable at most grocery stores and many farmers markets.

कौन: Households under state income limits — many WORKING households qualify. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

WICUSDA, run by states

खाना आधिकारिक

Specific healthy foods, infant formula, breastfeeding support and nutrition help for pregnant/postpartum parents and children under 5.

कौन: Pregnant, postpartum, and young families under income limits (higher than many expect; automatic if on SNAP/Medicaid in most states). You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Free & reduced school mealsUSDA / your school district

खाना आधिकारिक

Free or reduced-price breakfast and lunch at school; many districts now serve all students free under community eligibility.

कौन: Families under income limits — one form at the school office. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Food banks & pantriesFeeding America network + local charities

खाना Nonprofit

Free groceries — often including fresh produce — at pantries in effectively every US county. Most ask at most a name and household size.

कौन: Anyone in need. First visits rarely require documents.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Housing assistance (HUD)HUD

आवास आधिकारिक

Help paying rent: housing choice vouchers (Section 8), public housing and subsidized buildings through local public housing agencies. Waitlists are real; getting ON them early is the strategy.

कौन: Income-based, varies by area. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

HUD-approved housing counselorsHUD

आवास आधिकारिक

Free or low-cost advice on eviction, foreclosure, buying, and renting — the legitimate version of every 'housing rescue' ad.

कौन: Everyone.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Free legal aidLegal Services Corporation network

आवास आधिकारिक

Free civil legal help — evictions, benefits denials, debt lawsuits, family matters — for people who qualify by income.

कौन: Income-qualified. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

LIHEAP (energy bills)HHS, run by states

उपयोगिताएँ आधिकारिक

Help paying heating/cooling bills, crisis help at shutoff, and some weatherization. Seasonal funds — apply early.

कौन: Income-qualified households. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Weatherization Assistance ProgramDOE, run by states

उपयोगिताएँ आधिकारिक

Free home energy upgrades (insulation, sealing, furnace work) that cut bills permanently for income-qualified households.

कौन: Income-qualified; priority for seniors, disability, kids. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Lifeline (phone/internet discount)FCC / USAC

उपयोगिताएँ आधिकारिक

Monthly discount on phone or internet service for qualifying households — a working number is job-search infrastructure.

कौन: Income-based or via SNAP/Medicaid/SSI enrollment. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

MedicaidCMS, run by states

स्वास्थ्य सेवा आधिकारिक

Free or very-low-cost health coverage. In many states, coverage can be retroactive up to three months before you applied.

कौन: Income-based; expanded in most states. Apply any time of year — job loss and income drops are exactly when to (re)apply. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

CHIP (children's coverage)CMS, run by states

स्वास्थ्य सेवा आधिकारिक

Low-cost health coverage for children in families that earn too much for Medicaid but can't afford private insurance.

कौन: Children (and pregnant people in some states) under state limits. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Healthcare.gov marketplaceCMS

स्वास्थ्य सेवा आधिकारिक

Health plans with income-based subsidies. Losing a job or coverage opens a special enrollment period outside the annual window.

कौन: US residents without affordable employer coverage. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Community health centersHRSA

स्वास्थ्य सेवा आधिकारिक

Medical, dental and mental-health care priced on a sliding scale down to $0, insurance or not. Federally funded, in most communities.

कौन: Everyone; fees scale with income.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

988 Suicide & Crisis LifelineSAMHSA

स्वास्थ्य सेवा आधिकारिक

Call or text 988 for free, confidential mental-health crisis support, 24/7. Money crises are health crises too.

कौन: Everyone.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

American Job CentersDOL

रोज़गार आधिकारिक

Free local job centers: search help, resume workshops, training money (WIOA), and apprenticeship connections.

कौन: Everyone; extra programs for laid-off workers and youth.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Unemployment insuranceDOL, run by states

रोज़गार आधिकारिक

Temporary weekly income after losing work through no fault of your own. Benefits start from FILING date — apply the same week.

कौन: Recent workers meeting state earnings rules; some part-time and reduced-hours situations qualify. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

SSI (Supplemental Security Income)SSA

दिव्यांगता संसाधन आधिकारिक

Monthly cash for people with very low income AND low assets who are 65+, blind, or disabled — separate from SSDI and no work history required.

कौन: Strict income/asset limits. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

SSDI (disability insurance)SSA

दिव्यांगता संसाधन आधिकारिक

Monthly benefits for people unable to work due to disability, based on prior work credits. Denials are common; appeals succeed regularly — deadlines matter.

कौन: Workers with qualifying disability and work history. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Eldercare LocatorACL (HHS)

वरिष्ठ नागरिकों के लिए संसाधन आधिकारिक

Connects older adults and caregivers to local aging services: meals, transport, in-home help, benefits counseling (and SHIP for Medicare help).

कौन: Older adults and caregivers.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Social Security (retirement & survivors)SSA

वरिष्ठ नागरिकों के लिए संसाधन आधिकारिक

Retirement, survivors and family benefits based on work history.

कौन: Workers with enough credits, their spouses/survivors/children. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Veterans benefitsVA

वयोवृद्ध संसाधन आधिकारिक

Health care, disability compensation, pensions, home loans, education and homelessness programs for veterans and some family members.

कौन: Veterans and eligible family. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Childcare assistanceHHS / states

बच्चों की देखभाल आधिकारिक

State childcare subsidies, Head Start (free preschool + services for low-income families), and how to find licensed care.

कौन: Income-based; Head Start also weighs need factors. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

211United Way / local agencies

परिवहन आधिकारिक

One free, confidential call or website connecting you to local help: food, rent, utilities, shelter, childcare, crisis support. Available across most of the United States, in many languages, usually 24/7.

कौन: Everyone. No eligibility — it's a navigator, not a benefit.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Free tax prep (VITA/TCE)IRS

टैक्स सहायता आधिकारिक

IRS-certified volunteers prepare and file taxes free — and claim credits like the EITC, which can be worth thousands. Past years can be filed too.

कौन: Generally lower/moderate incomes, disabilities, limited English, 60+. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Free legal aidLegal Services Corporation network

कानूनी सहायता आधिकारिक

Free civil legal help — evictions, benefits denials, debt lawsuits, family matters — for people who qualify by income.

कौन: Income-qualified. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Unclaimed propertyState treasurers (NAUPA)

बेदावा संपत्ति आधिकारिक

States hold billions in forgotten deposits, refunds, wages and accounts. Searching your name is free; claims are free. Never pay a 'finder.'

कौन: Anyone — search every state you've lived in.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

National Domestic Violence HotlineEstablished nonprofit (HHS-funded)

सरकारी सहायता Nonprofit

1-800-799-7233 (call), text START to 88788, or chat online. Safety planning includes financial safety planning.

कौन: Everyone. Financial abuse counts.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Disaster assistanceFEMA

सरकारी सहायता आधिकारिक

Federal help after declared disasters: housing, repairs, some expenses.

कौन: Residents of declared-disaster areas. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

NFCC nonprofit credit counselingNational Foundation for Credit Counseling

वित्तीय परामर्श Nonprofit

Free full-picture money and debt counseling from the nonprofit network; can set up debt management plans with creditor-negotiated rates.

कौन: Everyone; the review is free.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

CFPB — find a housing/credit counselorCFPB

वित्तीय परामर्श आधिकारिक

The federal consumer bureau's tools, sample letters, complaint system and counselor finders.

कौन: Everyone.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

AnnualCreditReport.comThe official free-report site (FCRA)

वित्तीय परामर्श आधिकारिक

Your full credit reports from all three bureaus, free (now weekly). The ONLY federally authorized source — imitators charge.

कौन: Everyone.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

ReportFraud.ftc.govFTC

वित्तीय परामर्श आधिकारिक

Report scams and fraud; the FTC's consumer site also documents every current scam pattern.

कौन: Everyone.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Apprenticeship finderDOL

रोज़गार आधिकारिक

Registered apprenticeships by state and trade — paid from day one, credential at the end.

कौन: Everyone; some programs have age/education requirements.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

USAJOBSOPM

रोज़गार आधिकारिक

The federal government's own job board — real listings, transparent pay scales.

कौन: Everyone; veterans get preference points.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

BenefitsCheckUpNational Council on Aging

वरिष्ठ नागरिकों के लिए संसाधन Nonprofit

Screens older adults for thousands of benefit programs — food, medicine, utilities — in one questionnaire.

कौन: Adults 55+ and caregivers.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Medicare + SHIP counselingCMS / state SHIPs

वरिष्ठ नागरिकों के लिए संसाधन आधिकारिक

Official Medicare enrollment and the free State Health Insurance assistance Program counselors who untangle plan choices.

कौन: 65+ and qualifying disabilities.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Veterans Crisis LineVA

वयोवृद्ध संसाधन आधिकारिक

Dial 988 then press 1, or text 838255 — 24/7 crisis support for veterans and families.

कौन: Veterans, service members, families.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

IRS Free FileIRS

टैक्स सहायता आधिकारिक

Free guided federal filing for most incomes via IRS-partnered software; Free File Fillable Forms for everyone else.

कौन: Income-capped for guided software (limit set yearly by the IRS).

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

AARP Foundation Tax-AideAARP Foundation (IRS TCE program)

टैक्स सहायता Nonprofit

Free tax preparation focused on 50+ and lower incomes — the country's largest volunteer tax service.

कौन: Everyone; focus on 50+ / moderate incomes.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

MissingMoney.comNAUPA-endorsed multi-state search

बेदावा संपत्ति Nonprofit

Searches many states' unclaimed-property databases at once; claims route to the official state sites, free.

कौन: Everyone — search every state you've lived in.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

Rides to Wellness / NADTCNational Aging & Disability Transportation Center

परिवहन Nonprofit

Finds local accessible-transportation programs for older adults and people with disabilities.

कौन: Older adults, disabilities, caregivers.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

HUD Resource LocatorHUD

आवास आधिकारिक

Map-based search for affordable housing, public housing agencies and HUD field offices.

कौन: Everyone.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14

SSA my Social SecuritySSA

सरकारी सहायता आधिकारिक

Your earnings record, benefit estimates and claims — the official account portal.

कौन: Everyone with a work history.

साइट खोलें आखिरी बार समीक्षा की गई: 2026-08-14
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