リソース
公的支援ディレクトリ
15のカテゴリにわたる政府プログラムと実績ある非営利団体の情報 — 検索可能で、日付つき、リンク切れを毎週再確認しています。
You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
USAGov benefits finderGSA
政府の支援制度 公式The federal government's plain-language index of benefit programs (successor to Benefits.gov) — food, housing, health, cash, disability.
対象者: Everyone; it's a directory.
211United Way / local agencies
政府の支援制度 公式One free, confidential call or website connecting you to local help: food, rent, utilities, shelter, childcare, crisis support. Available across most of the United States, in many languages, usually 24/7.
対象者: Everyone. No eligibility — it's a navigator, not a benefit.
Findhelp (formerly Aunt Bertha)Established nonprofit network
政府の支援制度 非営利ZIP-code search across food, housing, transit, care and legal programs — the widest local-program index outside 211.
対象者: Everyone; it's a directory.
TANF (cash assistance)HHS, run by states
政府の支援制度 公式Temporary monthly cash help for very-low-income families with children, plus work-support services. Amounts and rules vary widely by state.
対象者: Families with children under strict state income limits. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
Community action agenciesLocal nonprofits (CSBG-funded)
政府の支援制度 非営利County-level agencies bundling emergency funds, utility help, weatherization, job programs, childcare and more under one roof.
対象者: Varies by program; the intake call sorts it.
SNAP (food stamps)USDA, run by states
食料 公式Monthly grocery money on an EBT card, usable at most grocery stores and many farmers markets.
対象者: Households under state income limits — many WORKING households qualify. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
WICUSDA, run by states
食料 公式Specific healthy foods, infant formula, breastfeeding support and nutrition help for pregnant/postpartum parents and children under 5.
対象者: Pregnant, postpartum, and young families under income limits (higher than many expect; automatic if on SNAP/Medicaid in most states). You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
Free & reduced school mealsUSDA / your school district
食料 公式Free or reduced-price breakfast and lunch at school; many districts now serve all students free under community eligibility.
対象者: Families under income limits — one form at the school office. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
Food banks & pantriesFeeding America network + local charities
食料 非営利Free groceries — often including fresh produce — at pantries in effectively every US county. Most ask at most a name and household size.
対象者: Anyone in need. First visits rarely require documents.
Housing assistance (HUD)HUD
住まい 公式Help paying rent: housing choice vouchers (Section 8), public housing and subsidized buildings through local public housing agencies. Waitlists are real; getting ON them early is the strategy.
対象者: Income-based, varies by area. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
HUD-approved housing counselorsHUD
住まい 公式Free or low-cost advice on eviction, foreclosure, buying, and renting — the legitimate version of every 'housing rescue' ad.
対象者: Everyone.
Free legal aidLegal Services Corporation network
住まい 公式Free civil legal help — evictions, benefits denials, debt lawsuits, family matters — for people who qualify by income.
対象者: Income-qualified. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
LIHEAP (energy bills)HHS, run by states
公共料金・光熱費 公式Help paying heating/cooling bills, crisis help at shutoff, and some weatherization. Seasonal funds — apply early.
対象者: Income-qualified households. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
Weatherization Assistance ProgramDOE, run by states
公共料金・光熱費 公式Free home energy upgrades (insulation, sealing, furnace work) that cut bills permanently for income-qualified households.
対象者: Income-qualified; priority for seniors, disability, kids. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
Lifeline (phone/internet discount)FCC / USAC
公共料金・光熱費 公式Monthly discount on phone or internet service for qualifying households — a working number is job-search infrastructure.
対象者: Income-based or via SNAP/Medicaid/SSI enrollment. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
MedicaidCMS, run by states
医療 公式Free or very-low-cost health coverage. In many states, coverage can be retroactive up to three months before you applied.
対象者: Income-based; expanded in most states. Apply any time of year — job loss and income drops are exactly when to (re)apply. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
CHIP (children's coverage)CMS, run by states
医療 公式Low-cost health coverage for children in families that earn too much for Medicaid but can't afford private insurance.
対象者: Children (and pregnant people in some states) under state limits. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
Healthcare.gov marketplaceCMS
医療 公式Health plans with income-based subsidies. Losing a job or coverage opens a special enrollment period outside the annual window.
対象者: US residents without affordable employer coverage. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
Community health centersHRSA
医療 公式Medical, dental and mental-health care priced on a sliding scale down to $0, insurance or not. Federally funded, in most communities.
対象者: Everyone; fees scale with income.
988 Suicide & Crisis LifelineSAMHSA
医療 公式Call or text 988 for free, confidential mental-health crisis support, 24/7. Money crises are health crises too.
対象者: Everyone.
American Job CentersDOL
雇用 公式Free local job centers: search help, resume workshops, training money (WIOA), and apprenticeship connections.
対象者: Everyone; extra programs for laid-off workers and youth.
Unemployment insuranceDOL, run by states
雇用 公式Temporary weekly income after losing work through no fault of your own. Benefits start from FILING date — apply the same week.
対象者: Recent workers meeting state earnings rules; some part-time and reduced-hours situations qualify. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
SSI (Supplemental Security Income)SSA
障害のある方向けリソース 公式Monthly cash for people with very low income AND low assets who are 65+, blind, or disabled — separate from SSDI and no work history required.
対象者: Strict income/asset limits. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
SSDI (disability insurance)SSA
障害のある方向けリソース 公式Monthly benefits for people unable to work due to disability, based on prior work credits. Denials are common; appeals succeed regularly — deadlines matter.
対象者: Workers with qualifying disability and work history. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
Eldercare LocatorACL (HHS)
シニア向けリソース 公式Connects older adults and caregivers to local aging services: meals, transport, in-home help, benefits counseling (and SHIP for Medicare help).
対象者: Older adults and caregivers.
Social Security (retirement & survivors)SSA
シニア向けリソース 公式Retirement, survivors and family benefits based on work history.
対象者: Workers with enough credits, their spouses/survivors/children. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
Veterans benefitsVA
退役軍人向けリソース 公式Health care, disability compensation, pensions, home loans, education and homelessness programs for veterans and some family members.
対象者: Veterans and eligible family. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
Childcare assistanceHHS / states
保育・育児 公式State childcare subsidies, Head Start (free preschool + services for low-income families), and how to find licensed care.
対象者: Income-based; Head Start also weighs need factors. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
211United Way / local agencies
交通・移動 公式One free, confidential call or website connecting you to local help: food, rent, utilities, shelter, childcare, crisis support. Available across most of the United States, in many languages, usually 24/7.
対象者: Everyone. No eligibility — it's a navigator, not a benefit.
Free tax prep (VITA/TCE)IRS
税務支援 公式IRS-certified volunteers prepare and file taxes free — and claim credits like the EITC, which can be worth thousands. Past years can be filed too.
対象者: Generally lower/moderate incomes, disabilities, limited English, 60+. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
Free legal aidLegal Services Corporation network
法的支援 公式Free civil legal help — evictions, benefits denials, debt lawsuits, family matters — for people who qualify by income.
対象者: Income-qualified. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
Unclaimed propertyState treasurers (NAUPA)
未受取財産 公式States hold billions in forgotten deposits, refunds, wages and accounts. Searching your name is free; claims are free. Never pay a 'finder.'
対象者: Anyone — search every state you've lived in.
National Domestic Violence HotlineEstablished nonprofit (HHS-funded)
政府の支援制度 非営利1-800-799-7233 (call), text START to 88788, or chat online. Safety planning includes financial safety planning.
対象者: Everyone. Financial abuse counts.
Disaster assistanceFEMA
政府の支援制度 公式Federal help after declared disasters: housing, repairs, some expenses.
対象者: Residents of declared-disaster areas. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
NFCC nonprofit credit counselingNational Foundation for Credit Counseling
ファイナンシャルカウンセリング 非営利Free full-picture money and debt counseling from the nonprofit network; can set up debt management plans with creditor-negotiated rates.
対象者: Everyone; the review is free.
CFPB — find a housing/credit counselorCFPB
ファイナンシャルカウンセリング 公式The federal consumer bureau's tools, sample letters, complaint system and counselor finders.
対象者: Everyone.
AnnualCreditReport.comThe official free-report site (FCRA)
ファイナンシャルカウンセリング 公式Your full credit reports from all three bureaus, free (now weekly). The ONLY federally authorized source — imitators charge.
対象者: Everyone.
ReportFraud.ftc.govFTC
ファイナンシャルカウンセリング 公式Report scams and fraud; the FTC's consumer site also documents every current scam pattern.
対象者: Everyone.
Apprenticeship finderDOL
雇用 公式Registered apprenticeships by state and trade — paid from day one, credential at the end.
対象者: Everyone; some programs have age/education requirements.
USAJOBSOPM
雇用 公式The federal government's own job board — real listings, transparent pay scales.
対象者: Everyone; veterans get preference points.
BenefitsCheckUpNational Council on Aging
シニア向けリソース 非営利Screens older adults for thousands of benefit programs — food, medicine, utilities — in one questionnaire.
対象者: Adults 55+ and caregivers.
Medicare + SHIP counselingCMS / state SHIPs
シニア向けリソース 公式Official Medicare enrollment and the free State Health Insurance assistance Program counselors who untangle plan choices.
対象者: 65+ and qualifying disabilities.
Veterans Crisis LineVA
退役軍人向けリソース 公式Dial 988 then press 1, or text 838255 — 24/7 crisis support for veterans and families.
対象者: Veterans, service members, families.
IRS Free FileIRS
税務支援 公式Free guided federal filing for most incomes via IRS-partnered software; Free File Fillable Forms for everyone else.
対象者: Income-capped for guided software (limit set yearly by the IRS).
AARP Foundation Tax-AideAARP Foundation (IRS TCE program)
税務支援 非営利Free tax preparation focused on 50+ and lower incomes — the country's largest volunteer tax service.
対象者: Everyone; focus on 50+ / moderate incomes.
MissingMoney.comNAUPA-endorsed multi-state search
未受取財産 非営利Searches many states' unclaimed-property databases at once; claims route to the official state sites, free.
対象者: Everyone — search every state you've lived in.
Rides to Wellness / NADTCNational Aging & Disability Transportation Center
交通・移動 非営利Finds local accessible-transportation programs for older adults and people with disabilities.
対象者: Older adults, disabilities, caregivers.
HUD Resource LocatorHUD
住まい 公式Map-based search for affordable housing, public housing agencies and HUD field offices.
対象者: Everyone.
SSA my Social SecuritySSA
政府の支援制度 公式Your earnings record, benefit estimates and claims — the official account portal.
対象者: Everyone with a work history.
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