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Klüger ausgeben. Mehr sparen. Weniger schulden. Von dort aus aufbauen.
Sunrise over a quiet residential street

Von $0 aus starten

Hilfe mit utilities.

A shutoff notice, or bills that no longer fit the month.

Was heute zu tun ist

  • Call the utility before the due date: ask for a payment plan AND their hardship fund in the same call.
  • Apply for LIHEAP early in the season — funds run out.
  • Many states restrict winter/medical shutoffs — ask the utility and 211 what protections apply to you.

Programme, die sich lohnen zu prüfen

You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

LIHEAP (energy bills)

Offiziell

Help paying heating/cooling bills, crisis help at shutoff, and some weatherization. Seasonal funds — apply early.

Wer infrage kommen könnte: Income-qualified households. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

Offizielle Website Zuletzt geprüft: 2026-08-14

Weatherization Assistance Program

Offiziell

Free home energy upgrades (insulation, sealing, furnace work) that cut bills permanently for income-qualified households.

Wer infrage kommen könnte: Income-qualified; priority for seniors, disability, kids. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

Offizielle Website Zuletzt geprüft: 2026-08-14

Lifeline (phone/internet discount)

Offiziell

Monthly discount on phone or internet service for qualifying households — a working number is job-search infrastructure.

Wer infrage kommen könnte: Income-based or via SNAP/Medicaid/SSI enrollment. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

Offizielle Website Zuletzt geprüft: 2026-08-14

Community action agencies

Gemeinnützig

County-level agencies bundling emergency funds, utility help, weatherization, job programs, childcare and more under one roof.

Wer infrage kommen könnte: Varies by program; the intake call sorts it.

Offizielle Website Zuletzt geprüft: 2026-08-14

211

Offiziell

One free, confidential call or website connecting you to local help: food, rent, utilities, shelter, childcare, crisis support. Available across most of the United States, in many languages, usually 24/7.

Wer infrage kommen könnte: Everyone. No eligibility — it's a navigator, not a benefit.

Offizielle Website Zuletzt geprüft: 2026-08-14

Hilfe in deiner Nähe finden

Deine Postleitzahl schaltet die lokalen Angebote frei. Diese offiziellen Suchwerkzeuge suchen nach Postleitzahl – tippe auf eines, gib deine PLZ ein und sieh, was es in deinem Landkreis gibt:
What should I do next? Alle HilfekategorienGeld jetzt – auf legalem WegVollständiges RessourcenverzeichnisEin Grundbudget aufstellen