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花得更聪明,存得更多,少欠一点,从这里开始。
从 $0 出发
A cat sleeping on a cushion beside a warm radiator

从 $0 出发

帮助解决 utilities.

A shutoff notice, or bills that no longer fit the month.

今天该做什么

  • Call the utility before the due date: ask for a payment plan AND their hardship fund in the same call.
  • Apply for LIHEAP early in the season, because funds run out.
  • Many states restrict winter/medical shutoffs; ask the utility and 211 what protections apply to you.

值得了解的项目

You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year; the official link is the authority.

LIHEAP (energy bills)

官方

Help paying heating/cooling bills, crisis help at shutoff, and some weatherization. Funds are seasonal, so apply early.

哪些人可能符合条件: Income-qualified households. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year; the official link is the authority.

官方网站 最近审核时间: 2026-08-14

Weatherization Assistance Program

官方

Free home energy upgrades (insulation, sealing, furnace work) that cut bills permanently for income-qualified households.

哪些人可能符合条件: Income-qualified; priority for seniors, disability, kids. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year; the official link is the authority.

官方网站 最近审核时间: 2026-08-14

Lifeline (phone/internet discount)

官方

Monthly discount on phone or internet service for qualifying households; a working number is job-search infrastructure.

哪些人可能符合条件: Income-based or via SNAP/Medicaid/SSI enrollment. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year; the official link is the authority.

官方网站 最近审核时间: 2026-08-14

Community action agencies

非营利组织

County-level agencies bundling emergency funds, utility help, weatherization, job programs, childcare and more under one roof.

哪些人可能符合条件: Varies by program; the intake call sorts it.

官方网站 最近审核时间: 2026-08-14

211

官方

One free, confidential call or website connecting you to local help: food, rent, utilities, shelter, childcare, crisis support. Available across most of the United States, in many languages, usually 24/7.

哪些人可能符合条件: Everyone. No eligibility; it's a navigator, not a benefit.

官方网站 最近审核时间: 2026-08-14

在您附近找到帮助

了解你所在县有哪些资源 输入一个 ZIP 编码,即可解锁本地资源层:附近的食物、租房、水电和医疗援助信息。

同一个邮编也适用于以下官方查询工具: 211.org 食物银行查找器 健康中心

Findhelp 将直接显示你所在 ZIP 附近的资源。你的 ZIP 只会发送给你点击的查询工具,不会发送给我们,也不会被存储。

What should I do next? 所有帮助分类现在就能合法得到钱完整资源目录建立基础预算