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Belanja lebih cerdas. Hemat lebih banyak. Utang lebih sedikit. Bangun dari sana.
Sunrise over a quiet residential street

Memulai Dari $0

Bantuan untuk healthcare.

No coverage, a scary bill, or medicine that costs too much.

Apa yang harus dilakukan hari ini

  • Community health centers see you NOW, sliding-scale to $0, insured or not.
  • Apply for Medicaid any time — job loss is a qualifying moment, and coverage can reach back to recent bills in many states.
  • Ask every hospital bill for 'financial assistance' — nonprofit hospitals are required to have a policy.
Medical debt: negotiate before paying →

Program yang layak dicek

You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

Community health centers

Resmi

Medical, dental and mental-health care priced on a sliding scale down to $0, insurance or not. Federally funded, in most communities.

Siapa yang mungkin memenuhi syarat: Everyone; fees scale with income.

Situs resmi Terakhir ditinjau: 2026-08-14

Medicaid

Resmi

Free or very-low-cost health coverage. In many states, coverage can be retroactive up to three months before you applied.

Siapa yang mungkin memenuhi syarat: Income-based; expanded in most states. Apply any time of year — job loss and income drops are exactly when to (re)apply. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

Situs resmi Terakhir ditinjau: 2026-08-14

CHIP (children's coverage)

Resmi

Low-cost health coverage for children in families that earn too much for Medicaid but can't afford private insurance.

Siapa yang mungkin memenuhi syarat: Children (and pregnant people in some states) under state limits. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

Situs resmi Terakhir ditinjau: 2026-08-14

Healthcare.gov marketplace

Resmi

Health plans with income-based subsidies. Losing a job or coverage opens a special enrollment period outside the annual window.

Siapa yang mungkin memenuhi syarat: US residents without affordable employer coverage. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

Situs resmi Terakhir ditinjau: 2026-08-14

988 Suicide & Crisis Lifeline

Resmi

Call or text 988 for free, confidential mental-health crisis support, 24/7. Money crises are health crises too.

Siapa yang mungkin memenuhi syarat: Everyone.

Situs resmi Terakhir ditinjau: 2026-08-14

Temukan bantuan di dekatmu

Kode ZIP-mu membuka informasi untuk daerahmu. Pencari resmi berikut mencari berdasarkan kode ZIP — ketuk salah satu, masukkan kode ZIP-mu, dan lihat apa yang tersedia di daerahmu:
What should I do next? Semua kategori bantuanUang sekarang — dengan cara yang sahDirektori sumber daya lengkapBuat budget dasar