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花得更聪明,存得更多,少欠一点,从这里开始。
Sunrise over a quiet residential street

从 $0 出发

帮助解决 healthcare.

No coverage, a scary bill, or medicine that costs too much.

今天该做什么

  • Community health centers see you NOW, sliding-scale to $0, insured or not.
  • Apply for Medicaid any time — job loss is a qualifying moment, and coverage can reach back to recent bills in many states.
  • Ask every hospital bill for 'financial assistance' — nonprofit hospitals are required to have a policy.
Medical debt: negotiate before paying →

值得了解的项目

You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

Community health centers

官方

Medical, dental and mental-health care priced on a sliding scale down to $0, insurance or not. Federally funded, in most communities.

哪些人可能符合条件: Everyone; fees scale with income.

官方网站 最近审核时间: 2026-08-14

Medicaid

官方

Free or very-low-cost health coverage. In many states, coverage can be retroactive up to three months before you applied.

哪些人可能符合条件: Income-based; expanded in most states. Apply any time of year — job loss and income drops are exactly when to (re)apply. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

官方网站 最近审核时间: 2026-08-14

CHIP (children's coverage)

官方

Low-cost health coverage for children in families that earn too much for Medicaid but can't afford private insurance.

哪些人可能符合条件: Children (and pregnant people in some states) under state limits. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

官方网站 最近审核时间: 2026-08-14

Healthcare.gov marketplace

官方

Health plans with income-based subsidies. Losing a job or coverage opens a special enrollment period outside the annual window.

哪些人可能符合条件: US residents without affordable employer coverage. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

官方网站 最近审核时间: 2026-08-14

988 Suicide & Crisis Lifeline

官方

Call or text 988 for free, confidential mental-health crisis support, 24/7. Money crises are health crises too.

哪些人可能符合条件: Everyone.

官方网站 最近审核时间: 2026-08-14

在您附近找到帮助

输入你的 ZIP 码,解锁当地资源。 以下官方查询工具按邮政编码搜索——点击其中一个,输入你的邮政编码,看看你所在的县有哪些资源:
What should I do next? 所有帮助分类急需用钱——合法途径完整资源目录建立基础预算