Budget&Savings Faça seu dinheiro render mais
★
PT
AprenderNotíciasFAQAI AgentsConsultar os DadosRecursosSobre Investimentos de Renda ↗
Menu
Início OrçamentoSalvarDívidaComeçando do ZeroGanhar DinheiroCalculadorasPromoções RoteiroEncontre $500Plano FinanceiroPaycheck to FreedomRecursosMapa do site AprenderNotíciasFAQAI AgentsConsultar os DadosRecursosSobre Investimentos de Renda ↗
Gaste com mais inteligência. Poupe mais. Deva menos. Construa a partir daí.
Começando do Zero
Water, a plain pill box and a thermometer on a bedside table

Começando do Zero

Ajuda com healthcare.

No coverage, a scary bill, or medicine that costs too much.

O que fazer hoje

  • Community health centers see you NOW, sliding-scale to $0, insured or not.
  • Apply for Medicaid any time; job loss is a qualifying moment, and coverage can reach back to recent bills in many states.
  • Ask every hospital bill for 'financial assistance'; nonprofit hospitals are required to have a policy.
Medical debt: negotiate before paying →

Programas que vale conferir

You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year; the official link is the authority.

Community health centers

Oficial

Medical, dental and mental-health care priced on a sliding scale down to $0, insurance or not. Federally funded, in most communities.

Quem pode se qualificar: Everyone; fees scale with income.

Site oficial Última revisão: 2026-08-14

Medicaid

Oficial

Free or very-low-cost health coverage. In many states, coverage can be retroactive up to three months before you applied.

Quem pode se qualificar: Income-based; expanded in most states. Apply any time of year; job loss and income drops are exactly when to (re)apply. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year; the official link is the authority.

Site oficial Última revisão: 2026-08-14

CHIP (children's coverage)

Oficial

Low-cost health coverage for children in families that earn too much for Medicaid but can't afford private insurance.

Quem pode se qualificar: Children (and pregnant people in some states) under state limits. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year; the official link is the authority.

Site oficial Última revisão: 2026-08-14

Healthcare.gov marketplace

Oficial

Health plans with income-based subsidies. Losing a job or coverage opens a special enrollment period outside the annual window.

Quem pode se qualificar: US residents without affordable employer coverage. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year; the official link is the authority.

Site oficial Última revisão: 2026-08-14

988 Suicide & Crisis Lifeline

Oficial

Call or text 988 for free, confidential mental-health crisis support, 24/7. Money crises are health crises too.

Quem pode se qualificar: Everyone.

Site oficial Última revisão: 2026-08-14

Encontre ajuda perto de você

Ver o que existe no seu condado Um CEP desbloqueia a camada local: ajuda com alimentação, aluguel, serviços essenciais e saúde perto de você.

O mesmo CEP funciona nos outros localizadores oficiais: 211.org Localizador de banco de alimentos Centros de saúde

O Findhelp abre direto nos resultados para o seu CEP. O seu CEP vai apenas para o serviço de localização que você tocar, nunca para nós, e nada é armazenado.

What should I do next? Todas as categorias de ajudaDinheiro agora, de forma legalDiretório completo de recursosCriar um orçamento base