Começando do Zero
Ajuda com healthcare.
No coverage, a scary bill, or medicine that costs too much.
O que fazer hoje
- Community health centers see you NOW, sliding-scale to $0, insured or not.
- Apply for Medicaid any time — job loss is a qualifying moment, and coverage can reach back to recent bills in many states.
- Ask every hospital bill for 'financial assistance' — nonprofit hospitals are required to have a policy.
Programas que vale conferir
You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
Community health centers
OficialMedical, dental and mental-health care priced on a sliding scale down to $0, insurance or not. Federally funded, in most communities.
Quem pode se qualificar: Everyone; fees scale with income.
Medicaid
OficialFree or very-low-cost health coverage. In many states, coverage can be retroactive up to three months before you applied.
Quem pode se qualificar: Income-based; expanded in most states. Apply any time of year — job loss and income drops are exactly when to (re)apply. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
CHIP (children's coverage)
OficialLow-cost health coverage for children in families that earn too much for Medicaid but can't afford private insurance.
Quem pode se qualificar: Children (and pregnant people in some states) under state limits. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
Healthcare.gov marketplace
OficialHealth plans with income-based subsidies. Losing a job or coverage opens a special enrollment period outside the annual window.
Quem pode se qualificar: US residents without affordable employer coverage. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
988 Suicide & Crisis Lifeline
OficialCall or text 988 for free, confidential mental-health crisis support, 24/7. Money crises are health crises too.
Quem pode se qualificar: Everyone.