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Daha akıllı harca. Daha fazla biriktir. Daha az borçlan. Oradan ilerle.
Sunrise over a quiet residential street

$0'dan Başlayarak

Şu konuda yardım healthcare.

No coverage, a scary bill, or medicine that costs too much.

Bugün ne yapmalı

  • Community health centers see you NOW, sliding-scale to $0, insured or not.
  • Apply for Medicaid any time — job loss is a qualifying moment, and coverage can reach back to recent bills in many states.
  • Ask every hospital bill for 'financial assistance' — nonprofit hospitals are required to have a policy.
Medical debt: negotiate before paying →

Kontrol etmeye değer programlar

You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

Community health centers

Resmi

Medical, dental and mental-health care priced on a sliding scale down to $0, insurance or not. Federally funded, in most communities.

Kimler başvurabilir: Everyone; fees scale with income.

Resmi site Son inceleme: 2026-08-14

Medicaid

Resmi

Free or very-low-cost health coverage. In many states, coverage can be retroactive up to three months before you applied.

Kimler başvurabilir: Income-based; expanded in most states. Apply any time of year — job loss and income drops are exactly when to (re)apply. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

Resmi site Son inceleme: 2026-08-14

CHIP (children's coverage)

Resmi

Low-cost health coverage for children in families that earn too much for Medicaid but can't afford private insurance.

Kimler başvurabilir: Children (and pregnant people in some states) under state limits. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

Resmi site Son inceleme: 2026-08-14

Healthcare.gov marketplace

Resmi

Health plans with income-based subsidies. Losing a job or coverage opens a special enrollment period outside the annual window.

Kimler başvurabilir: US residents without affordable employer coverage. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.

Resmi site Son inceleme: 2026-08-14

988 Suicide & Crisis Lifeline

Resmi

Call or text 988 for free, confidential mental-health crisis support, 24/7. Money crises are health crises too.

Kimler başvurabilir: Everyone.

Resmi site Son inceleme: 2026-08-14

Yakınınızdaki yardımı bulun

ZIP kodunuz yerel katmanın kilidini açar. Bu resmi arama araçları ZIP koduna göre arar — birine tıklayın, ZIP kodunuzu yapıştırın ve ilçenizde ne olduğunu görün:
What should I do next? Tüm yardım kategorileriHemen para — yasal yollarlaTam kaynak diziniTemel bir bütçe oluştur