Начиная с $0
Помощь с healthcare.
No coverage, a scary bill, or medicine that costs too much.
Что делать сегодня
- Community health centers see you NOW, sliding-scale to $0, insured or not.
- Apply for Medicaid any time — job loss is a qualifying moment, and coverage can reach back to recent bills in many states.
- Ask every hospital bill for 'financial assistance' — nonprofit hospitals are required to have a policy.
Программы, которые стоит проверить
You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
Community health centers
ОфициальныйMedical, dental and mental-health care priced on a sliding scale down to $0, insurance or not. Federally funded, in most communities.
Кто может подойти: Everyone; fees scale with income.
Medicaid
ОфициальныйFree or very-low-cost health coverage. In many states, coverage can be retroactive up to three months before you applied.
Кто может подойти: Income-based; expanded in most states. Apply any time of year — job loss and income drops are exactly when to (re)apply. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
CHIP (children's coverage)
ОфициальныйLow-cost health coverage for children in families that earn too much for Medicaid but can't afford private insurance.
Кто может подойти: Children (and pregnant people in some states) under state limits. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
Healthcare.gov marketplace
ОфициальныйHealth plans with income-based subsidies. Losing a job or coverage opens a special enrollment period outside the annual window.
Кто может подойти: US residents without affordable employer coverage. You may qualify depending on income, household size, disability status, age, location, and other factors. Programs and rules change by state and year — the official link is the authority.
988 Suicide & Crisis Lifeline
ОфициальныйCall or text 988 for free, confidential mental-health crisis support, 24/7. Money crises are health crises too.
Кто может подойти: Everyone.